There never has been a cheap entry level policy in MFD. There have been a few releases from various manufacturers over the years that have strayed down below the standard entry level, but these have been the exception, not the rule. The rule has been from Day One in 1991 - $25,000 - $30,000 and up. If anything, today offers options closer to "entry level" pricing than ever before (Leaf Credo 40 @ $15K, Phase One IQ140 @ $20K, Hasselblad H5D-40 @ $18K). Not to mention more refurbished options covering multiple generations. It's just expensive and always has been and probably always will be.
There is a high-end business model for equipment that has combined professional use and v.high end enthusiast use. You can see it in the professional audio market as well (above the Guitar Center level). [The nice thing about pro audio is that you can buy a pair of Schoeps, as good as they get, for $3500 and they will last your lifetime and your children's lifetime, and still sound absolutely amazing.]
People like Phase One, working in conjunction with people like Steve and Doug, have to build their own international sales, service, support organizations, fund their own R&D, develop their own software. They built a market based on the expectations that people like Steve will wake up in the middle of the night to make sure a client has a working unit. The business model in a sense sets its own expectations that, ok, customers will get these things, but they will cost money. This further narrows the customer base to those customers with matching expectations and ability to pay.
But the model could be disrupted. The Japanese could bring back the commodity medium-format camera. Using their existing worldwide sales, service, and support networks, and their existing R&D and IP assets, and the availability of key parts at commodity pricing (e.g., the Sony MF CMOS sensor needing very little support circuitry), they could enter the market at under $10k. Note that while Pentax has an under $10k MFD camera on the market, they have yet to undertake the kind of focused penetration or functional fine-tuning (e.g., seamless tethering) that would take market share away from Scandinavia. I don't think it will put Phase One out of business, but it could give them new challenges.