Well, after twenty years of always making payroll, my business came to an end anyway. I didn't have the kind of street smarts either or personality to expand. Like you said, there's more to making it work beside job knowledge. But you really learn a lot. It gets the juices going. Also, $250K in legal costs to defend myself in a Federal Court patent and intellectual property case did not help either. (I lost at trial but didn't have money left to appeal.) But I learned a lot about the legal system. At one point, I had a dispute with my own lawyer. He told the judge I wasn't paying him fast enough and wanted to be dismissed from the case. So we we met in the judge's chambers for a powwow. The judge, a former lawyer of course, took my lawyer's position. I complained it wasn't "fair". So the judge looked me right in the eyes saying, "Well, Mr. Klein, you know the American jurisprudence system isn't always fair." I was stunned to be told this directly by the judge. Can you imagine that? Knocked the wind out of my sails. Lesson learned.
Regarding those who need help, I'm all for that. But we don;t have the money any longer. And I guess things are not "fair" in life for everyone. Stuff happens. But somehow we muddle through.
Lawyers and going to court: I learned the hard way. I did a week's shoot for a tour operator company, my second for that firm, and during the course of the shoot in Spain the operator's location manager, who was there with me all the time, asked if I could extend the shoot a further week. i asked that he check it out with HQ, and he got back telling me it was okay.
So, I worked that additional week, and job done, sent in my invoice to the advertising agency. You know what's coming: the agency denied all knowledge of that additional week and so I got in touch with a lawyer across the road from my studio at the time.
One thing led to another, and the tour operator decided to claim against me for work that was never on the list I had to cover. I realised I couldn't afford to fight the company, and went to see them. We agreed to call off our respective dogs. The upshot was that the extra week for which the tour operator had asked me to work was never paid, the money the agency paid me for the original week was lost, as was he as a client, in paying the lawyer's fee for writing a couple of letters. And you know what the mother told me at the end of it all? It was my fault for not knowing the difference between the principal contractor (the ad agency) and the tour company, who were not my clients, but those of the ad agency. You'd have imagined the guy could have told me that the day I walked into his office.
As they sometimes say on tv: I rest my case. And yeah, live and learn.
:-)