I do not like the pay monthly by CC. In the past I was able to obtain yearly subscriptions and pay in advance, and get a redemption code, but it is not easy. This year, Adobe allows purchase of yearly subscriptions, but NOT for existing subscribers... Just tried it and it was not accepted; I called Support and they confirmed that.
So... I need to wait until my current plan ends (in a couple of weeks), officially cancel it, and then get a prepaid year subscription for a new one. I will do it with PayPal as I d not want to have a valid CC on file for the future... I guess I will have to execute this kludge every year.
Nuts!