Thank you both for your input. If I do this on the cheap I will just end up spending more money to get it right. I will buy the Oly E3 body and the 12-60mm SWD to start. After the fly fishing trip in late October I can get the 50-200mm SWD. That will have to be it through the end of this year. I make my last car payment next week and will have a little extra monthly to pull this off. Three grand is all I want to spend for now. I know I will want to squeeze in a third lens sooner or later.
We have a few Tuna, Stripper, and Shark trips planned for the spring. The weather or splash proof option sealed the deal for me. Might even be able to pull off a trip to the Everglades next fall.
Keep the suggestions coming. I also shoot a little archery and will be in the woods taking a lot of pictures for the club.