I'm not sure if this contributes anything, but one can also separate the focusing and exposure functions through the use of custom functions. By setting CF-4 to 1 on my EOS-3, I can use the AE lock button on the back of the camera body to focus, then set the exposure with the shutter button or cable release. I also have CF-13 set to 1, which links focusing point and metering.
Using this setup, I focus on one point and meter on another point without affecting focus. True, I only have 11 points on which to meter; since I don't suffer from FPPFS (focusing point peeper fixation syndrome), this is not a problem, at least not for me.
As far as I know, all EOS cameras use these same functions in the same way. I assume that Nikon has similar features.
Of course this approach is not for every situation, nor for everyone. Probably not for shots of riders on horseback, although it does give you the benefit of setting the focus if you can anticipate where the subject will be at the time of exposure. And it does eliminate the need to switch between auto and manual focus, and back again. This simplifies life for me.
Richard