The replies so far have been helpful, and have pointed me to other considerations related to my situation. Thanks.
My deliberations about what I want to do continue. As of this writing, I’m leaning toward using time machine with only my MacBook, with an attached SSD; continuing to rely on our good Carbon Copy Cloner habits of daily backups (each of us backs up daily to two external drives); and starting to use Backblaze for our two MacBooks (in regular use) and one iMac (which we don’t use very much at all and is now around twelve years old).
I’m also leaning towards buying the current-model router from our internet service provider instead of 1) using the Synology or 2) continuing to use our Time Capsule as a router only (my OP describes how its disk has died). Relatively speaking, our router needs are simple and I’m now inclined to think that using the Synology for Time Machine (i.e., with a USB drive attached) may not be an optimum solution for us.
If, for convenience, I don’t want to keep my Time Machine drive attached all day and prefer instead to do one TM backup once a day, (e.g., when I’m done using my MacBook), then I know I will lose the hourly backups that TM offers. But are there any other considerations I might want to take into account before deciding to go that route? I am aware of the fundamental difference between what CCC does and what TM does, so if I do CCC daily as I have been, would once-a-day TM backups be unnecessarily redundant (as opposed to desirably redundant)?