Thanks guys. Sounds highly likely NVidia driver. I do not normally elect to have auto updates, but Windows 10 seems to laugh in the face of what I want on occasion

Will check my updates and see if I can rollback the graphic driver
EDIT: Yes that was it (at least I think so !) rolled back to the old driver and tested - no artefacts. In case anyone finds this a screenshot of the rollback - red is the old(newest) green rollback to working driver. I have also disabled automatic driver updates so that I can now choose if and when