[font color=\'#000000\']I use State Farm, but most companies have two rates for "scheduled" camera gear -- a standard rate and a "professional" rate. The pro rate being higher since ostensibly the gear is subject to higer frequency of loss; it travels more.
Gear can also be covered as "business property" on a standard BOP or "Business Office Policy, which can also provide business liability coverage and loss of business income.[/font]