and mojave was more stable than Catalina....
Everyones situation with applications is different, but all I can say is that my experience has been different.
I have only just upgraded to Catalina a year after it came out, but to me it is much more stable than Mojave, especially with Safari on my 2013 iMac.
Even Aperture runs faster on Catalina and it wasn't supposed to run at all.
I expect that unless I need to buy a new computer that comes with Big Sur I won't be upgraded again to Big Sur for a while.