What isn't accurate? Do tell.
"Excess deaths" is a crude, broad-brush measure, useful for the press.
I disagree, it's not just useful for the press. Our national Central Bureau for Statistics (CBS) reports on it for general purposes, e.g. to signal Excess Mortality that exceeds the upper/lower confidence levels that follow from previous years.
One of the things we see is that the excess mortality, especially amongst the older segments of population, was followed by a lower than expected mortality. This probably indicates that some of those people died earlier than they would otherwise have, and already had a poor fighting chance.
There's abundant evidence that terror of coronavirus infection has led to avoidance of medical treatment for more serious conditions, and hence to increased mortality from those conditions.
Yes, sadly enough a number of those cases will also contribute to the
overall mortality statistics, but not all in the short term
excess mortality, but more spread out in time. Shorter life expectancy will reflect that if the numbers are large enough. There is not a single stastistical number that tells it all, so they need to be used in combination.