Thanks for the comments and help...
I am currently using an iMac (2014) but am moving to an iMac Pro, so I am able to move up to 10GBe for the network. I need to look around for a switch that has at least 2 10GBe ports on it, the rest can be 1GBe.
Anyway, I am currently using a local JBOD (AkiTio Thunderbay Quad) for my image and other files (plus one SSD in there for Photoshop cache), and I was thinking that I might be able to get that away from the computer and into the closet with my server if I can go to a faster ethernet connection (keep the PS cache local in the new machine). I would need to upgrade the server to make that work, though, and that's where I decided that I might be better using a NAS instead.
For one thing, Mac OS doesn't support RAID 5 or 6, so I would have to go with a basic JBOD approach and then have a duplicate of some kind, (which I do anyway but I couldn't gain any speed advantages over a basic SATA connection). The Mac Mini would be fine if I upgraded to the newest for about $1K, but maybe I really don't need it anymore if I just went to a RAID 5 or 6 NAS and then used the existing Thunderbays for backup duties(I have a Quad and a Duo on the server performing Time Machine tasks primarily, plus the Quad on my main machine as the primary file storage location).
I suppose one way to do this with most of the gear I have currently is to get a new Mac Mini with the 10GBe option and use one of my Thunderbays in a RAID 1+0 pairing or as two RAID 0 drives and then put larger drives in the other ones as Time Machine backups, etc. The new Mac Minis have four T3 ports, and my T2 drive boxes would saturate the 10GBe so I wouldn't have to upgrade them practically speaking. That's still going to cost me $1k plus some drives minus the value of the older Mac Mini.
If I go the QNAP/Synology route, it'll cost me $800 or so plus some drives and I can still sell the Mac Mini and some of the Thunderbay enclosures for a little cash. What's not clear to me is if that would ultimately be a better route to go or not. Could I ultimately get faster file access that way, and would backup activities be better than using Time Machine or CCC or something similar to perform those tasks?
One of my fears is relying on TM too much. I had a bad experience with it recently because it couldn't perform a backup on a machine that I wanted to roll back from Catalina. I ended up having to fresh install Mojave, and that was a hassle to say the least. It makes me feel like I need to have actual disk mirrors of files rather than TM backups (which is what I have always done for my data/image files anyway, I primarily use TM for the computer HD with the OS and programs on it).