All, I received some great feedback from the MaxMax company:
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You probably would not want to take a picture with an IR+Visible camera and no filter. The problem is that visible light and IR light have different focal points. If you take a picture of both, you won't get a sharp picture.
The IR Cut Filter (ICF) is also cemented to the Anti-Aliasing (AA) filter. When we remove the ICF and AA gets removed too. Sharpness is improved but on an IR-Only camera, the IR light is mostly coming through on the red pixels, so net sharpness doesn't change much. However, on an IR+Visible camera, taking a normal picture using our IR cut filter, XNiteCC1, will show better sharpness. In fact, because of user requests, I am getting some custom glass made to convert the Canon 5D and Nikon D80 and D200 to Visible-Only cameras with an ICF but no AA.
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Also
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On an IR+Visible, the AF works normally with a CC1. You don't need to compensate for focus. The camera sees through the lens and treats it like you have a UV sunlight filter. Sometimes, you need to force a white balance, but that is about it. On the IR+Visible using an IR filter, you need to set everything manually.
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