Luminous Landscape Forum
Equipment & Techniques => Pro Business Discussion => Topic started by: Zachary Goulko on December 15, 2010, 05:59:50 pm
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I am currently looking for business insurance, to cover my equipment as well as liability.
My work is primarily in-studio, but I do work on location from time to time.
I would love to know what companies you guys use for photography specific business insurance, that are reputable and reasonable.
Thanks!
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I am currently looking for business insurance, to cover my equipment as well as liability.
My work is primarily in-studio, but I do work on location from time to time.
I would love to know what companies you guys use for photography specific business insurance, that are reputable and reasonable.
Thanks!
Would help if we knew where you're located - your profile nor your website has that info.
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My studio is located in northern New Jersey.
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I use a very good and reputable independent insurance agent that works with about 20 different insurance companies. It enable him to put together quotes from a few different companies and get the best combo of price and coverage. For instance all of my equipment is covered along with $4 mil yearly liability with $2 mil aggregate. Most location require 2 and 1 mil coverage, but 4 and 2 defiantly adds to the professionalism. Total yearly coverage from the Hartford Group is less than a grand; I do not have a studio and always shoot on location which may make a difference.
E-mail me if you want the name of my agent, I believe that he is licensed in NJ, joe@jmk-photography.com.
I should also add that I know a couple public adjusters and my agent is one of the few they say actually knows what he is doing. I say this primarily so that you know if you go the independent agent route that you get a good agent, or the package that can be put together will be lacking in some areas. You also may considering getting your eyes insured; I do not but some photography plans include it.
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Hi Joe,
Thanks for getting back to me.
I am sending you an email shortly!
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http://www.tcpinsurance.com/photographer.html
Nill