LOL, Yes, believe it or not, I am understanding everything. Remembering and applying it will be the test. My rule: no presets used if I want to learn (other than the sharpen - scenic). I use the sharpen scenic preset because I know all need some and every time I start messing with radius and mask and amount I go overboard. It is one of those things I know I don't know yet, and there are other more important issues right now. I think?
Todd, don't use camera pre-settings. Go as neutral as you can make it.
Do your effing about in Photoshop or whatever, and remember that as long as you keep the original file a virgin, you can confidently revisit as often as you like.
If you print, why not use something like this for a starter: 150/1/0. It seems to suit most of my printed stuff, and for the Internet I'd suggest playing around with something like this: 65/0.5/0 which I use most of the time, changing only the 65 part, depending on the subject. You can tell by looking when you over-or under-do things. The Internet is crammed full of experts who will simply give you their own take on photographic life, and end up confusing the hell out of you. Don't listen; try a few basic settings of your own and go with what looks right to you. As I say, it's all visible on the monitor, and if you can't see it looking bad, then don't imagine the rest have far better eyesight. Oh yes, they might all have better opinions - but then we all do. It's a power rush out there.
Rob C