I print only matte. The only time I've seen the photo-black ink used is when the printer switches to photo-black when I send a mistakenly-specified print job to the printer. But the switch uses, afaict, a lot of ink. I make this mistake infrequently, but I've emptied almost half a tank of photo black ink and have never actually printed a photo black print (I pause the printer and delete the job, but the printer finishes the transition nonetheless).