[font color=\'#000000\']I currently have mine listed separately (and pay an extra premium for it) on my home owners.
Not sure about the professional status?
I belong to "NANPA http://www.nanpa.org/home.html
They have an arrangement for a separate policy I don't remember the cost but it was a little more expensive than what I currently had.
I am sure other photographic associations would have this available also.
I think I pay around $11 per thousand of valued equipment
Did some research Price for Nanpa insurance (for pros) is $2.30 per $100 of value http://www.nanpa.org/docs/EquipmentInsurance.pdf