Yes, good luck with the retirement!
Having taken leave of my "day job" about six years ago, I say that if you have a choice between gainful employment and retirement, then retirement is definitely the way to go, IMHO.
Since I retired I've accomplished more with my photography than in the previous 40-plus years. Also in music, travel, going to concerts and plays, studying literature, and generally living the good life (at last). Go for it!
Eric