I am astounded at all the intelligent and well-thought out replies. Thank you! Digital may never deliver b/w as I thought it might. With your help I have a better understanding of it and even more important, how much I have to learn. I'm a huge fan of b/w because it skews reality to a degree but I can see that digital is not going to deliver what I thought it might, in that regard. I thought that what I could do in the darkroom with b/w would translate to digital b/w just as nicely as digital color. Afterall, isn't that what Photo Shop and the like are for? Like I said, I'm a rookie.
If DSLR's capture only some rendition of black and white, what does that say for digital's color renditions? Again, I guess that's why we use photo editors (?). It seems that digital is to film what say maybe watercolor is to oil paints - it's just another great, fun medium to explore and enjoyed for what it is and all the great advantages it offers.
The squinting thing really works but I have to practice so my eyelids don't twitch. Now, I'm intrigued by filter options, and the monotone viewer. What great suggestions! I can't tell you how wonderful it is to talk with other photographers! Thank you, thank you, thank you!
Respectfully,
Julie