Ed: I really like the steps and the railing leading into the water, but I don't think the building adds to the image. If it was mine I'd chop it off below the horizon. By doing so the viewer is put into the position of contemplating going down into the water him/herself and questioning whether or not s/he has a way of gettig back. With the buildings it's just a shot of someone standing there, looking around. YMMV!
Mike.