While a RIP is really helpful in CMYK press proofing workflows, photographers are usually better off without them these days. Years ago geeks could get better color out of a RIP then from poorly optimized drivers, but those days are gone. Today's drivers are well linearized with smart ink limiting for most media types. RIPs are occasionally helpful to photographers for the following reasons:
1) Layout and nesting. Products like Lightroom, ImageNest and Qimage are the modern tools that are providing these capabilities.
2) Long print support. RIP's and printing plug-ins often support printing lengths that are far longer than what a printer driver (and OS printing API) allows for.
3) 3rd party ink support and optimization. 3rd party inks often have different characteristics to them so setting ink limits and linearizing in a RIP is important for optimal quality.
4) Eccentric media support. If you are printing on very unusual media (silk, metal, wood, etc) then the media settings in the driver can be less than optimal. For these extremely unusual medias, manually setting ink limits and linearizing allows one to get the best results possible.