I'd think about saving money on your 1GB card. I'm not sure that you'd notice the difference between 40x and 80x on a D100. I like the flash system on my D70 much better than that on the D100, so you may want to check that out before you buy the D100. The 24mm end of the 24 -120 isn't very wide, but VR is nice.
If I didn't have any lenses and was just buying a Nikon digital, I'd get the 17-55 DX or 18-whatever DX, and the 70-300ED. The second two lenses would save you money. If you're not worried about that then get a 70-200VR. I bet the 17-55 DX and 70-200 would be a great two starting lenses for you. If I'm not mistaken, someone correct me here, the 17-55 and 70-200 both share 77mm filters. I'd skip the 50. Do you really need the extra speed???