[font color=\'#000000\']Owning both DSLR's and digicams, I'd go with the DSLR and kit lens. It will give fine performance for now, as well as allowing later lens upgrades. I own a stack of high-end lenses and relish their performance, but they weren't the first lenses I bought. Starting out with "kit" lenses, I was able to define my needs closely while I refined my skills, then make informed choices about which "non-kit" lens I would buy first. Recommend same for you.
Having that stack of lenses, I find that in my work I still reach for two "kit" lenses due to their versatile zoom ranges and the lack of comparable pro versions. These are the Canon 28-135 and the Nikkor 24-120. I'll jump on the first f/2.8 version of either that appears with a 77mm filter thread. In the meantime the advantages offered by these "kit" lenses make me use them professionally over "better" lenses that I also own.
Whatever your own photo interests, getting the shot is the first priority. If the kit lens meets your needs, enjoy your photos and ingore the kibitzers and back-benchers. Anyone with that much time on their hands should spend more time taking pictures and less time looking in other folk's camera bags.[/font]