That is certainly a concern for the Canons.
Ink carts and even printheads are considered by Canon to be "consumables" and have NO warranty whatsoever here in the US.
So far, there have been mixed results when people try to get replacements for defective ink cartridges. It seems to be better now than it was initially with recent reports stating that bad ink carts have been replaced by Canon with no hassle at all. Perhaps Canon has taken these concerns to heart.
Some dealers have been replacing defective cartridges all along with no problems too. It's been Canon themselves who have been the problem. So it is highly recommended that you purchase these printers from reputable dealers. There is a list of known-good dealers on the Wiki.
I just checked the ink cartridges that I received most recently and they appear to all have "install before" dates that are at least one year from now, but not much longer than that. So it may be that "about one year in the package and six months once installed" is typical for the Canon carts for the iPF5000.
So far, there have been no reports of heads going bad after a printer is up and running properly. However, in the one instance I can remember of heads going bad very early, those heads were replaced by Canon with no problem. But it's still a very big concern that Canon's written warranty specifically states that there is NO warranty for heads or ink carts.
Because of this non-warranty, Canon can actually do whatever they want in any particular case. That's not very reassuring. I greatly prefer HP's warranty coverage for heads and ink. Members of the Wiki have been hoping that Canon will rectify their official warranty so that heads and ink are covered. But so far, nothing has changed.
I feel like I'm beating a dead horse every time I even mention any of this, but it truly is a big concern that most people feel needs to be addressed by Canon if they intend to be competitive in this market. Most people are just not interested in gambling with this amount of money.
Jim H.