Something may backup your catalogue and it may backup your image files, but does it back up your operating system, your printers, your configurations, your accounts package, your life's documents, your family tree etc.
Why only backup a little maybe when it is far easier to back up everything?
> Why use backups if you clone hard drives
1. A clone takes ages, so you aren't going to do it all the time. It will not be current. A backup usually takes a few minutes after the initial one, so you can do it every day. TimeMachine by default does it every hour, but every day I find is enough. Also cloning is really hard on the data drive, so you are actually contributing to its demise.
2. A clone can't restore your computer easily. You would have to spend a long time dragging things around. A backup you tell to restore and it does it.
3. If the computer dies, a clone can't restore onto another computer. All the hardware will be wrong. If you bought exactly the same hardware then it checks the internal numbers so it won't work.
4. You can't rebuild a new drive from a clone of an old drive. The computer will see it as a new drive. This is actually a problem for backups also, but less so in my experience. You really need to have the catalogue and data on the same drive.
5. If you buy a new computer then you just restore a backup onto the new computer and everything is the same. Users, settings etc. You can even restore the same computer to multiple computers. iMac, MBP etc all the same.