For what its worth,
I ended up with a 27 iMac 5k 4ghz processor and 295 graphics card. as far as the storage was concerned, was torn 512 ssd or 3tb Fusion.
Well I ended up with the 3TB fusion and split the fusion drive into 128 sad and 3TB hard drive.
I boot off the SSD and store my Lightroom catalog on it. I keep my photos on a separate thunderbolt drive and backed up several places. I use the 3TB for downloads, music business files etc.
It works great. On the new iMac's they just announced they dropped the 128 ssd for 24 GB ssd in the 1TB fusion, Bad move in my opinion.
I'd love to get a 1TB SSD blade and use that for my boot drive but then I'd have to open it up and void the apple care, so...
good luck
mdr