Luminous Landscape Forum

The Art of Photography => The Coffee Corner => Topic started by: tibet2004uk on May 22, 2006, 12:49:24 PM

Title: Is Photoguard any good?
Post by: tibet2004uk on May 22, 2006, 12:49:24 PM
I'm about to get an insurance for my gear and public liability and, so far, I found that Photoguard (http://www.photoguard.co.uk) offers the best deals by far.
Is any of you insured with them and if yes, do you have any complaints and/or advice to share?
Thx in advance.
Title: Is Photoguard any good?
Post by: Ben Rubinstein on May 22, 2006, 04:09:31 PM
I'm insured with them after a horrible experience with that joke E&L insurance. They have a no excess deal and you don't have to specify items under 100, just lump the values together.

So far I've not had any need to use them thank G-d. I like the fact you can get a quote and amend the policy over the web and they are regulated by the appropriate bodies which means any serious complaints can go to the people in charge.
Title: Is Photoguard any good?
Post by: tibet2004uk on May 23, 2006, 07:30:55 PM
Yes, that's what I like about it too, with their very competitive prices of course, the fact that u can apply online. I have an issue though, they don't cover professional indemnity! And that's not too good. Do u know of any other insurers that allow applications and payments online and who would offer a complete cover?
Title: Is Photoguard any good?
Post by: Ben Rubinstein on May 24, 2006, 01:26:54 PM
never heard of a specific camera insurer in the UK offering indemnity insurance, they do have liability but I would check your business insurance for specific indemnity clauses.
Title: Is Photoguard any good?
Post by: trent on May 25, 2006, 04:05:50 AM
Quote
I'm about to get an insurance for my gear and public liability and, so far, I found that Photoguard (http://www.photoguard.co.uk) offers the best deals by far.
Is any of you insured with them and if yes, do you have any complaints and/or advice to share?
Thx in advance.
[{POST_SNAPBACK}][/a] (http://index.php?act=findpost&pid=66276\")

Here in the states I did have insurance through insurance broker [a href=\"http://www.insurancepaylite.com]InsurancePayLite[/url], here they have this well known companies wherein you can compare their rates and policies side by side, then you got to choose the cheapest and with good a good policy for you. They can surely help you decide which insurance company is best for your insurance needs.
Title: Is Photoguard any good?
Post by: Julian Love on July 22, 2006, 10:42:36 AM
I used to be insured with photoguard. I made one claim, which they dealt with promptly. Since I turned professional I took insurance with Morgan Richardson (http://www.morganrichardson.co.uk). They are able to customise the policy to your business (so you have to phone them for a quote, no web calculator) and are also cheaper (for what I need). I have not yet had to make a claim with them yet.

Julian
Title: Is Photoguard any good?
Post by: Hank on July 22, 2006, 11:55:19 AM
I don't know how truly international they are in spite of their name, but WPPI (http://www.wppionline.com/membership/index.taf?_function=benp2) offers a comprehensive policy at competitive rates here in the US.  We haven't tried it simply because we have been so happy with the policy and service through PPA (http://www.ppa.com/splash.cfm), though I'm not sure if it's available outside the US.  In either case, the policies will be useful for comparison.